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Your business, your terms,
we bring the right lenders to you

Whether you're expanding, upgrading equipment, or managing cash flow, our tailored approach ensures fast, flexible, and transparent financing solutions.

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The right business loans for small business growth

Working Capital Loans

Need quick access to cash? Our working capital loans are designed to keep your business running smoothly when you need it most. These fast, short-term loans are perfect for stabilizing cash flow and meeting urgent business needs.

Ideal for businesses with steady revenue, our working capital loans provide the flexibility you need without the red tape. Get the funding you need — without the hassle.

Merchant Cash Advance

For businesses with seasonal or unpredictable income, a Merchant Cash Advance (MCA) is the perfect solution. We don’t just look at your P and L; we understand the true potential of your business.

Pay What You Can Afford: Repayments are based on your actual or anticipated daily card sales. No pressure of fixed monthly payments — keep your cash flow flexible.

Business Line of Credit

Apply once and get access to a revolving line of credit up to ₹3,00,00,000. Enjoy the freedom of stress-free financing whenever you need it.

Pay only on what you use: With lower interest rates than business credit cards, you only pay interest on the amount you actually draw. Flexible, affordable, and hassle-free.

Equipment Financing

Upgrade or purchase essential equipment without straining your cash flow. Equipment Financing helps you get what your business needs — fast.

Preserve working capital: Fixed payments over time so you can manage your finances efficiently while investing in growth.

More Financing Options

Equipment loan

This short-term, specific loan handles your equipment repair, replacement, or purchase. We’ll help keep you moving without the headache of running your numbers one more time.

Long term loan

This short-term, specific loan handles your equipment repair, replacement, or purchase. We’ll help keep you moving without the headache of running your numbers one more time.

Business Financing

This short-term, specific loan handles your equipment repair, replacement, or purchase. We’ll help keep you moving without the headache of running your numbers one more time.

Get the right business loan to grow — not just owe.

Flexible small business loans

We understand that borrowing more than you need can be just as risky as not having enough. we help you find a smart, flexible loan that fits your business goals — no more, no less.

You're more than a credit score

We know your story is more than just a number. we're here to give your business the boost it needs. we believe in your potential and provide funding based on your business performance, not just credit history.

Business Owner

Additional Lending Options for Startups

Invoice Factoring

Turn unpaid invoices into immediate funds to power your business operations.

Equipment Financing

Get essential tools and assets without straining your daily cash flow.

Long term loan

Plan confidently with funding designed for stability and growth.

Small Business loan

Discover tailored options built to support every stage of your business journey.

Funding powered by real-time business data

Flexible financing with a data-driven approach

At Upward, we look beyond credit scores to see the true potential of your business.Our data-driven approach uses real insights—like cash flow, growth, and engagement—to evaluate your performance.This allows us to offer flexible, personalized funding when others can’t.Because to us, you’re not just a number—you’re a business worth investing in.

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Simple, secure, and seamless

Our 100% digital process makes getting funded fast, safe, and completely hassle-free. You can apply in minutes, track everything in real time, and never deal with paperwork or delays. With bank-level security and full transparency, your data stays protected and you stay in control. Available 24/7, Upward lets you secure financing on your terms—because funding should be simple, seamless, and effortless.

How to apply for a small business loan online?

STEP 1

Pre-Qualify Instantly

Click the “Get Started” button and provide some basic business information. In just a few minutes, you’ll find out if you pre-qualify for small business funding with Upward Financing.

STEP 2

Get Approved Within Hours

After reviewing your application, a dedicated funding specialist will contact you with loan options tailored to your business needs—often within just a few hours.

STEP 3

Access Funds the Same Day

Once approved, your funds are deposited directly into your business bank account—often on the same day. Flexible repayment options, including daily or weekly schedules, are available to fit your cash flow.

Why Upward is the Obvious Choice for Online

  • Apply online in minutes with a simple, secure process
  • Approvals in as little as 4 hours
  • Same-day funding—deposited directly into your business account
  • Safe and secure digital platform for faster transactions
  • Tailored financing packages to suit your unique business needs
  • Flexible payment schedules: daily, weekly, or monthly options
  • Excellent customer satisfaction—4.9/5 average rating
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What Customers Say About Us

N R Ramamoorthy

Lawyer

Upward Financing made my business loan process fast and stress-free.Their team was incredibly supportive and responsive at every step.Highly recommend for any small business owner!

Prasad V

Entrepreneur

I needed working capital urgently, and Upward Financing delivered.The application was simple, and funds came in quickly.Professional, efficient, and reliable service!

Leela T

Student

Excellent customer service from start to finish!Upward Financing truly understands business needs and offers flexible options.I will definitely be using them again.

Frequently Asked Questions

Who is Upward Financing?+
Upward Financing helps small and medium-sized businesses access fast and flexible funding. Our mission is to empower business owners with the financial tools they need to grow and thrive. We offer simple, transparent, and affordable loan options with personalized service.
How are we different?+
At Upward Financing, we combine advanced technology with personalized customer care to deliver tailored financial solutions. Unlike traditional lenders, we prioritize speed, flexibility, and a human approach—ensuring you get funding that fits your business, not the other way around.
How do I get a business loan with Upward Financing?+
Apply online in just a few minutes. Submit your business details, and our team will quickly assess your application. Once approved, funds can be deposited in as little as 24 hours.
What types of business loans does Upward Financing offer?+
We offer working capital loans, equipment financing, merchant cash advances, and short-term business loans tailored to your operational needs.
Can I get a loan for a new business or startup?+
Startup funding is available under specific programs. Speak to our advisors to explore available options based on your business plan and revenue model.
What should I consider before applying for financing?+
Consider how much capital you need, how soon you need it, your ability to repay, and the impact on your cash flow. Our team can help guide you.

Any Question?

You can ask anything you want to know about

Prequalify for a small business loan online today

The Upward Difference

You need a lender who looks at your business’s potential. Our small business loan company goes beyond traditional bank qualifications to help you get the best business financing options.

We’ve put a human touch in business lending

You need a lender who looks at your business’s potential. Our small business loan company goes beyond traditional bank qualifications to help you get the best business financing options.

2.5+ Billion in Business loans

You need a lender who looks at your business’s potential. Our small business loan company goes beyond traditional bank qualifications to help you get the best business financing options.

Speak to a small business loan expert

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